Tag Archives: BUSINESS ENGLISH TUTORIAL

BUSINESS ENGLISH TUTORIAL: Liability Management

💥TOPICS FOR OUR COURSES

💥What Is Liability Management?

🔔Liability management is the practice by banks of maintaining a balance between the maturities of their assets and their liabilities in order to maintain liquidity and to facilitate lending while also maintaining healthy balance sheets. In this context, liabilities include depositors’ money as well as funds borrowed from other financial institutions.

🔔 A bank practicing liability management looks after these funds and also hedges against changes in interest rates. A bank can face a mismatch between assets and liabilities because of illiquidity or changes in interest rates; and liability management reduces the likelihood of a mismatch.

✅Liability management is the process of managing the use of assets and cash flows to reduce the firm’s risk of loss from not paying a liability on time.
✅Well-managed assets and liabilities involve a process of matching offsetting items that can increase business profits.
✅The asset-liability management process is typically applied to bank loan portfolios that may offer fixed-term products such as CDs and loans but also demand deposits and lines of credit.
✅Defined-benefit pension plans may also use liability management to ensure it does not experience a cash shortfall for paying its future and current obligations.

Learn more in class!
📞0040722841053
💻contact@cursinengleza.ro
💻contact@engleza-de-afaceri.ro
💻englezadeafaceri@gmail.com
……………………………..
✨Hi, I am Iulia,
#Englishcoach, #copywriter, #editor, #premiumlegalEnglishteacher, #chieffairytalerofficer, #jobhelper, #journalist

💥Your friendly teacher of all things under the sun: legalese, business, finance, marketing, copywriting, and creative writing.
💥We can work together to craft your personalized content, polish your English-speaking skills, and secure your place in the sun.
⚡️Without excellent English, there’s no path forward!

✨PS: If you want to work with me, book a preliminary free session, or ask me a question, please leave a comment. Thank you!

BUSINESS ENGLISH TUTORIAL: Assets Management

💥TOPICS FOR OUR COURSES

💥What Is Asset Management?
🔔Asset management is the practice of buying, selling, and managing investments, commensurate with specific risk tolerances, to increase wealth over time.

🔔Asset management professionals perform this service for clients. They may also be called portfolio managers or financial advisors. Many work independently while others work for an asset management company, investment bank, or other type of financial institution.

✅The goal of asset management is to maximize the value of an investment portfolio over time while maintaining an acceptable level of risk.
✅Asset management is generally provided by specialized firms to individuals, government entities, corporations, and institutional investors.
✅Asset managers have a fiduciary responsibility to their clients to act in their best interests.
✅They make decisions on behalf of their clients and are required to do so in good faith.

Learn more in class!
📞0040722841053
💻contact@cursinengleza.ro
💻contact@engleza-de-afaceri.ro
💻englezadeafaceri@gmail.com
……………………………..
✨Hi, I am Iulia,
#Englishcoach, #copywriter, #editor, #premiumlegalEnglishteacher, #chieffairytalerofficer, #jobhelper, #journalist

💥Your friendly teacher of all things under the sun: legalese, business, finance, marketing, copywriting, and creative writing.
💥We can work together to craft your personalized content, polish your English-speaking skills, and secure your place in the sun.
⚡️Without excellent English, there’s no path forward!

✨PS: If you want to work with me, book a preliminary free session, or ask me a question, please leave a comment. Thank you!

BUSINESS ENGLISH TUTORIAL: Soft Skills

🔔What Are Soft Skills?

💥Topics for our courses

✅In today’s fast-paced world, success in the workplace requires more than just technical expertise and knowledge. As the nature of work continues to evolve, it is important for individuals to possess attributes and abilities that allow them to collaborate with teams and colleagues—otherwise known as soft skills.

✅Soft skills—also known as “people skills” or “interpersonal skills”—are a set of personal attributes and abilities that allow individuals to effectively interact with others in a professional setting. At their core, these include the ability to collaborate effectively, manage time, and communicate with clarity, among others.

✅Soft skills are difficult to measure or quantify; however, they are essential for success in a wide range of industries and professions. Whether you are working with colleagues from diverse cultural backgrounds or communicating with customers and clients around the world, the ability to navigate complex interpersonal dynamics and build strong relationships is the key to success.

🔔Examples of soft skills: Communication, Leadership, Problem-solving, Coaching and mentoring, Management, Strategic thinking, Teamwork, Conflict resolution, Mediation, Accountability, Collaboration, Creativity…

Learn more in class!
📞0040722841053
💻contact@cursinengleza.ro
💻contact@engleza-de-afaceri.ro
💻englezadeafaceri@gmail.com
……………………………..
✨Hi, I am Iulia,
#Englishcoach, #copywriter, #editor, #premiumlegalEnglishteacher, #chieffairytalerofficer, #jobhelper, #journalist

💥Your friendly teacher of all things under the sun: legalese, business, finance, marketing, copywriting, and creative writing.
💥We can work together to craft your personalized content, polish your English-speaking skills, and secure your place in the sun.
⚡️Without excellent English, there’s no path forward!

✨PS: If you want to work with me, book a preliminary free session, or ask me a question, please DM me.

BUSINESS ENGLISH TUTORIAL: Salary or Wages?

🔔Difference Between Salary and Wages

💥This is a common question in our business and finance courses.

🔔TOPICS FOR OUR COURSES

Salary is a fixed amount paid or transferred to the employees at regular intervals for their performance and productivity, at the end of the month whereas wages are hourly or daily-based payment given to the labor for the amount of work finished in a day.

✅The main difference between salary and wages lies in the fact that salary is fixed, i.e. it is predetermined and agreed between the employer and employee, while wages are not fixed, as it varies depending on the performance of the labor.

✅Salaried persons are generally said to be doing “white collar office jobs” which implies that an individual is well educated, skilled and is employed with some firm and holds a good position in the society.

✅Wage is termed as a compensation that is given on the basis of the amount of work done and the hours spent in doing that. Wages are variable and do vary with day to day functioning of an individual. Wages are given to labors who are engaged in manufacturing processes and get the compensation on a daily basis.

………………………..

Learn more in class!
📞0040722841053
💻contact@cursinengleza.ro
💻contact@engleza-de-afaceri.ro
💻englezadeafaceri@gmail.com
……………………………..
✨Hi, I am Iulia,
hashtag#Englishcoach, hashtag#copywriter, hashtag#editor, hashtag#premiumlegalEnglishteacher, hashtag#chieffairytalerofficer, hashtag#jobhelper, hashtag#journalist

💥Your friendly teacher of all things under the sun: legalese, business, finance, marketing, copywriting, and creative writing.
💥We can work together to craft your personalized content, polish your English-speaking skills, and secure your place in the sun.
⚡️Without excellent English, there’s no path forward!

✨PS: If you want to work with me, book a preliminary free session, or ask me a question, please DM me.

BUSINESS ENGLISH TUTORIAL: Cold Calling

TOPICS FOR OUR BUSINESS ENGLISH COURSES

💥What is Cold Calling?

⚡️Cold calling is a sales practice in which individuals are contacted who have not previously expressed interest in a product or service.

⚡️Warm calling is the solicitation of a customer who had previously expressed interest in the company or product.

💥Cold calling generates a range of responses including call terminations, hang-ups, and verbal attacks.
🔔According to a 2020 LinkedIn report, roughly 69% of prospects accepted a call from a new salesperson in the previous year and 82% of those prospects were willing to meet with the salesperson who called. However, the success rate correlates to the persistence of the seller, with an average of 18 calls needed to connect with a buyer. Most sellers give up after four calls, never getting to a “yes.”

🔔On the other hand, cold calling is surprisingly effective. About 82% of prospects who do not hang up the phone actually book a meeting to follow up on the pitch.

So, plan carefully your cold calling strategy.

I get cold-called a lot, but I usually hang up because I do not see any benefit for me from that conversation. Moreover, a salesperson who has pre-researched the customer and prepared a personalized approach makes an effective cold call.

We have a few classes specially designed for cold calling strategies.

Join our courses!
………………..
✨Hi, I am Iulia,
#Englishcoach, #copywriter #editor #premiumlegalEnglishteacher #chieffairytalerofficer #jobhelper #journalist

💥Your friendly teacher of all things under the sun: legalese, business, finance, marketing, copywriting, and creative writing.
💥We can work together to craft your personalized content, polish your English-speaking skills, and secure your place in the sun.
⚡️Without excellent English, there’s no path forward!

✨PS: If you want to work with me, book a preliminary free session, or ask me a question, please call or write:
📞0722841053
💻contact@cursinengleza.ro
💻contact@engleza-de-afaceri.ro
💻englezadeafaceri@gmail.com